Growing in Confidence - Hannah's Story

Hi! I'm Hannah, and I am excited to be part of Ripple of One. I am learning so much through their financial education and I would like to share what I have learned.

Hannah and Bowen

Growing up, no one ever really taught me how to budget my money, so I knew nothing coming into the program. I had a little bit of savings coming into the program, but no real budget or savings plan. When my tax return would come, I would blow it on stuff I wanted but didn't need.

Being a single mom, I am so glad that I have the support of my Ripple team during this season of my life. It is hard supporting a child as a single mother on one income! I worked with my financial coach to find a budgeting strategy that worked well for me.

I am now staying on top of my budget and making sure I am not overspending in any areas. I also make it a point to look at my budget weekly and adjust where needed. This is definitely a different approach than I had before Ripple, when I was just spending and spending and spending! It makes me excited to continue to see my savings account grow higher each month. Emergencies do happen, and I want to make sure that if anything does happen that my son and I are taken care of. This gives me comfort knowing that I have a cushion and if an emergency happens, we will be ok. My budget allows me and my son, Bowen, to do something fun together once a month, but I'm also saving to be able to eventually move out on our own.

I just started the program a few months ago, but I am feeling more confident in how I spend my money. I know that I have a long way to go before I feel 100% confident that I cannot only survive with what I’m making but also to thrive. If you're considering joining Ripple, I encourage everyone to trust in the program and the people!